Fintech: bona fide threat or paper tiger?

Finextra examines the state of the ongoing war between Fintechs and Incumbents. The article carefully details specific niches, identifying key players on both sides. About a five-minute read.

Comment: one item missing from the article is the parlous state of most Fintechs; we’re seeing a huge surge in bankruptcies and where insolvency exists bargain basement acquisitions follow. We’re also seeing a surge in M&A, where cash rich and stable incumbents are acquiring struggling Fintechs. Meanwhile, as the battle heats up, any Fintech that can is trying to raise funds.